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Foreign nationals


A Non-Resident alien is a citizen of a country other than the U.S. or a foreign national legally living in the U.S. We offer loans for the initial purchase or refinancing of primary and second homes.


→ No credit score required
→ Up to75% LTV
→ Fixed and Arm products
→ Loan amounts to $1,000,000


→ Foreign credit reports to demonstrate credit worthiness or satisfactory alternate credit, from country of origin
→ Income documentation is required.
→ Proof of assets for down payment and reserves
→ Tax Identification Number (TIN) not required. Borrower must apply for TIN for certain loan amounts
→ Valid passport and second form of ID required.

How it works:

→ Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years.
→ Pay off your mortgage at any time without pre-payment penalties.
→ 30 year, 3 and 5 year arms are all available.


The payment on a $200,000 foreign national loan 5 year arm at 5.375% and 70% loan-to-value (LTV) is $1119.94 The Annual Percentage Rate (APR) is 8.608%.

* Payment does not include taxes and insurance premiums.
* Rates are subject to change without prior notice.
* Loan information is informational purposes only and is not an offer to make a loan.