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Jumbo loans


With a jumbo loan, you’ll get low rates for your big loan. Offering a choice between fixed or adjustable rates, our jumbo loans offer maximum flexibility for home financing for larger loans.


→ Any loan over the conventional loan limit ($453,100) is considered a jumbo loan.
→ Mortgages between $453,100 and $2,000,000
→ Flexible rates and terms
→ Purchase or refinance


→ Loan amount – The loan amount for a jumbo mortgage is generally between $453,100 and $2,000,000 for a single-family home, though limits may be higher in counties where home prices are higher. Jumbo loans allow you to exceed the conforming loan limit to borrow for a higher-priced home.
→ Down payment – Most jumbo loans will require at least 20 percent as a down payment. For loans with lower down-payment requirements, explore government-backed mortgages like FHA loans.
→ Credit history – Jumbo loans generally require FICO score of 680 or higher. There are also established guidelines for income and other personal financial information.

How it works:

→ Refinance or purchase up to $3,000,000, or do a cash-out refinance
→ Credit scores as low as 680 may qualify.
→ Loan limits vary by county, and rates depend on where your property is located.
→ Your actual payment will vary based on your situation and the current interest rates when you apply.
→ Pay your mortgage off at any time without pre-payment penalties.


The payment on an $860,000 30-year Fixed- Rate Jumbo Loan at 4.375% and 80% loan-to-value (LTV) is $4,293.85 with no points due at closing. The Annual Percentage Rate (APR) is 4.401%.

* Payment does not include taxes and insurance premiums.
* Rates are subject to change without prior notice.
* Loan information is informational purposes only and is not an offer to make a loan.